Rating Agencies Problem Put to Spotlight

Posted by on Jan 27, 2017 in Business | 0 comments

Let’s say that you want to lend a company some money, not from the goodness of your heart of course but to gain something out of it. You lend that money by buying bonds-pieces of paper with the amount lent, the runtime and the interest rate. They get the money; you get the paper. When the arranged time has passed, you get the money that you lent plus a little something on the top. But no risk no fun. If that company goes bankrupt, your money is lost forever. So before you lend your money and invest in a company what you really need to do is find out if it is securely afloat or going under. But how on earth are you going to do this?

Introducing Credit Rating Agencies



Digging through mountains of data, digging out old articles and talking to people that may or may not have any connection with that company’s financial situation isn’t the best way to go about it.  Because analyzing financial papers isn’t particularly fun, why not go to a company that whole offers these kinds of services? These business experts analyze the bond issuer, and after running all the numbers, they give it a credit rating. Triple-A means your money is safe, while C and D pretty much mean that your money is gone. Rating agencies are considered as the foundation of finance. Without them, investors are basically blindfolded, and their investment’s success would be determined by sheer luck and chance.

Where the Problem Occurs

Being everyone is depending on rating agencies to predict whether a certain company’s financial situation will go up or down, rating agencies gained power. When everybody believes that a lower rate interest is an unprofitable investment, nobody wants to buy it. At least not with the low-interest rate, so the rate interest of that company goes up. This is what makes paying pack that money a lot harder for companies. So if a rating company “feels like it” it can make a smoothly running business go bankrupt within the blink of an eye. The same rule applies for countries. That’s why every time agency downgrades a country’s credit rating it becomes a major new story.

But credit rating isn’t as solid as people might think. This became painfully clear after the financial crisis of the 2000’s. It all revolved around shoddy mortgages that were bundled, repackaged and sold again. In this eyes of rating agencies, this repackaging was enough to transform junky mortgages into a really safe investment, which they weren’t. And because everyone trusted the rating agencies they believed led to being gold until it all blew apart and became transparent. This had a major impact on the economy, an impact from which many companies, as well as states, are having difficulties recovering from. This is exactly why it’s important to rely on our own business assessment of the situation, as it is the only way to have control over our actions.


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How Your Physicians Office Can Efficiently Schedule Appointments

Posted by on Jan 26, 2017 in Business, Outsourcing, Scheduling | 0 comments

The biggest complaint that Physician Clerical Staff face is patients not being able to schedule visits and checkups when they want them. Most hospitals and physicians offices are extremely crowded and always seem to be busy. Unfortunately, this is something that you just can’t get around. Or at least it seems.

Scheduling a Doctor's Appointment

Most physician offices will try to schedule their patients in intervals allowing a few minutes in between appointments to try and combat this. Unfortunately, with walk-ins and patients that need more time, these meetings are difficult to keep on schedule.

How Time Consuming Appointments Affect Patients

Waiting in the doctor’s office lounge can be uncomfortable (especially for those who don’t particularly like hospitals), and over-all leave your patients feeling upset. How many times has a patient complained about the amount of people sitting in the waiting room upon arriving to your office? It can be very frustrating when your patients are not satisfied with your office wait times.

Another major complaint from most patients is long hold times when calling their local doctors office. Furthermore, automated phone systems become even more frustrating leaving your patient restless and upset.

A lot of the time people attempting to schedule make an error in their selection and have to restart the entire process. Once they finally do get past the automation system, they will often hit the voicemail due to staff being busy with other patients. None of your patients are going to want to leave a voicemail and frankly this is a terrible experience for your clientele.

Appointment Scheduling Assists Shorter Wait Times

Don’t allow your patients to go through an annoying phone system with there is a better process.

With modern technological advancements, we can now completely automate the appointment making process with software programs. Appointment scheduling programs have grown increasingly popular over the years. With this complete automation process, there are so many possibilities for the office to run much more efficiently.

The initial set up for the system could be a little tricky, but when the installation is complete, patients will immediately notice a difference. The office will run more efficiently, and the patients will never have to worry about scheduling appointments by phone again.

The only real disadvantage of these systems that I have found was the possibility of system failure. In case there is a power outage or a system failure, you should make sure that there is a fail safe system in place. This could be a hard drive or something similar with all the files backed up so that the office can maintain their efficiency without any unnecessary hiccups.

Using an appointment management system is a crucial asset for businesses who rely on meeting times. This can make your business more efficient, and more beneficial to your patients.

One thing you should do prior to making a scheduling overhaul is consulting your patients about the idea. You can have your returning patients take a poll of your current appointment setup in order to deem this software beneficial or not.

With the majority of customer complaints coming from not being able to reach a real person or get an appointment, you should really consider upgrading your software.

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What Is an SEO and What Do They Do?

Posted by on Jan 25, 2017 in Business, Information, Web Design | 0 comments

What does SEO mean? You might have heard the term SEO used in the past but never understood what it was. An SEO is someone who uses or manipulates the algorithms created by Google in order to get their web pages rank on the first page. They will use all sorts of tactics in order to rank a page such as linking to other sites and optimizing their pages to increase views to their target audience. A search engine optimizer will utilize the systems put into place by Google to make money. They will sell their services for a pretty penny to businesses in need of more clients. This can be a very time-consuming yet lucrative job.

Have you thought about being an SEO?

Strategies in Digital MarketingWorking primarily from home would seem like a significant benefit right? Some SEO’s end up working nearly a hundred hours a week because their job is always right there at home. With how much money there is to potentially make, work mode can be particularly challenging to turn off.

With that being said, if you are willing to put in the work and learn SEO techniques used then you just might have what it takes.

There are so many tools online you can use to find out more about Search Engine Optimization. Now, they even provide SEO schools online. For a small price, you can learn everything needed to become a modern day Digital Marketing Strategist. Since Googles algorithms are always changing and being updated, it can be very difficult to stay on top of everything. For search engine optimizers this could mean the difference between a few hundred dollar profit or potential hundreds of thousands. Again, it can be quite a rewarding job financially if you put the work in.

What are some techniques used?

SEO plugins for the backend of a website can make a significant difference when it comes to ranking. They use metadata to help provide more strength on the web page. Relevant information to what the user is searching for is essentially what Google wants. If you are able to provide a more relevant article or informative content on-page, then Google will be more likely to rank your site. It’s that simple. Using tools like these can prove to be as important if not more than backlinking to other websites.

Don’t get me wrong; backlinking is still incredibly important if you want to actually rank on the first page. There are many kinds of ways to Search Engine Optimization in 2017backlink but providing the strongest ones possible will entirely change the outcome for your site. If you are having trouble getting your site to rank and you’re very close to the first page, this can bump you right up to that number one spot. Many SEO’s use backlinking on a regular basis to provide more relevancy to their sites and make sure they stay on the first page once they get there.

So, if this is sounding like something you might have fun doing while sitting at home and playing video games, this just might be the right job for you. Be warned; there are a lot of SEO’s already out there so make sure you are ready before quitting your job to become an optimizer for search engines like Google.

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Sell Your Home Fast for Cash

Posted by on Jan 25, 2017 in Business, Property Buyers | 0 comments

There are many reasons that people choose to sell their home. Maybe your family has outgrown it, and you are in need of a bigger space. Perhaps you can no longer afford the payments on the house, and you are in need of something cheaper. Maybe you want to make a fresh start in a new place and no longer wish to live in your current area anymore. Whatever your reasoning for wanting to sell your home, you will want to make sure that you have the best buyer lined up to purchase it.

Propery Buyer 713When you decide to sell your home, you might find that you need to do it quickly. This could be for a multitude of reasons, such as facing a possible foreclosure, to avoid bankruptcy or any other financial difficulty.

If you are looking to quickly sell your home, you might want to consider doing so through a cash sale. With a cash sale, you will not need to hire a realtor, and you will be able to move through the process much more quickly. If you have to make an appointment with a realtor, you will need to make sure that your home looks it’s absolute best, list the home and then wait for an offer to come in. Afer all that is completed, you will then have to wait for the purchase to go through.

When you are dealing with a cash sale of your home, the process is much faster. Once the offer to buy the house has been accepted, you will usually have your money in as little as a few days. This can make homeowners more likely to sell because they can get the money for their home much faster; days opposed to weeks.

Selling your home to a cash purchaser is also more convenient, especially if the home is in less than perfect condition. When you sell your home to a cash home buyer, you are selling the home in as-is condition. This can make the process so much faster because you will not be required to place your home into showcase condition; the repairs and repainting will be up to the property buyer to complete, not you.713 Property buyer

You will also be able to avoid complications that can arise in the traditional home buying process. Sometimes you might have accepted an offer from a property buyer to purchase your home, and they will come back as unable to qualify for the loan. Or, they could even back out of the sale at the last minute, prolonging the process of you selling your home because you are starting back at square one with accepting offers again. But when you decide that you want to sell your home to a cash buyer there is no loan for them to back out of.

Selling your house can be a stressful time, no matter which route you decide to go with. But if you are looking for an option that provides you with speed and the ability to sell your home in an as-is condition, then considering a cash sale might be right for you. Contact the folks at 713 Property Buyer for more information.

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Find a Carpet Cleaning Service in Atlanta

Posted by on Jan 23, 2017 in Business, Cleaning Services, Mold and Mildew | 0 comments

Having clean carpets is something that everyone wants to be able to enjoy, and having the peace of mind that they are clean is important. Cleaning your carpets offer many health benefits such as removing trapped pollen. Dirty carpets can hold in all sorts of nasty pollutants, and simply vacuuming your carpets is just not enough to remove them. Also, toxic airborne gasses can stick to the particles and be released into your home through everyday tasks like walking on your floors.

Carpet Cleaners AtlantaDirty carpets that are in high humidity areas run the risk of developing mold. Mold can also grow when it has been wet outside, and the moisture is tracked into your home and not quickly dried and vacuumed up. Making sure that your carpets are clean protects you and your entire families health.

If you are like me and you want to ensure that you and your family are safe from unhealthy carpet conditions, you would probably want to know what the best methods of obtaining clean carpets are.

When trying to decide which carpet cleaning is going to be the best, you should remember that are different ways to clean your carpet. Determining the best way to clean your carpet will depend on the cleaning that you require. Atlanta carpet cleaners give a few examples of how to get the job done.

Carpet Cleaning Methods to Try:

  • The most commonly used method is simply just shampooing your carpet. This process is fairly simple, but it is also the least effective. This is because a special cleaner is applied to the carpet, one that smells excellent, and then the carpets are given a little scrub. After this, the floors are vacuumed.Atlanta Carpet Cleaners
  • Another option for carpet cleaning is using a method that is called bonnet cleaning. This method is often used in office settings though because they have industrial grade carpeting. This form of cleaning, because of the type of carpet that it is meant to be used on, is not suitable for cleaning floors in your home, though. In this process, a chemical is placed on the floors, and then a rotary machine is used to pull the dirt from the floors with an absorbent pad.
  • Carpet manufacturers recommend using what is called hot water extraction to thoroughly clean your carpets. Hot water extraction is when you inject a cleaner into the carpet and then streams of hot water to force the dirt and cleaner back out of your carpet. Then, the water is vacuumed back out of the carpet, and it will finish air drying.
  • You can do hot water extraction at home, yourself. Some people, like myself, have purchased carpet cleaners to keep their home clean. Another option, one that is very popular, is to contact a carpet cleaning company and have them come out to your home to do the work for you. They can use a carpet cleaner like yours, or they can use truck mounted equipment which is much more powerful and will get your floors even cleaner.

In the end, there are plenty of ways to get your carpets clean. If any of the self-help methods happen to fail you, don’t hesitate to make an appointment with your local carpet cleaners.

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How Can Online Appointment Scheduling Benefit a Business

Posted by on Jan 19, 2017 in Business, Scheduling, Start Ups | 0 comments

Scheduling Software For EmployeesThe life of a business owner can be very exhausting. If you are in fact a business owner, then I’m sure you know how difficult it can be to start a business of your own and maintain it properly.

When you start hiring employees things seem to get even more tedious. You are already working 7 days a week with very little time left to focus on your business. Now that you need to outsource in order to scale and maintain your ROI, interviews will quickly consume every little bit of time you have left.

Thankfully an online appointment scheduling software can benefit even the small business owner just starting out, to the major corporations who’ve been around for 20+ years.

How much work will it be?:

The hope of most business owners is to scale the company to the point of just managing and not having to do remedial tasks, in order to give more time back to scaling even bigger. When you are dealing with a new business, the last thing that you want is to start losing money. When you spread yourself too thin, then many things can fall through the cracks. Startups cannot afford these types of simple mistakes.

Outsourcing in a nutshell:

When a business first starts to look into the procedures and processes that are required for outsourcing, they will often see the value of this and decide to transfer their activities overseas altogether. This might not be the right move for every company. Many business owners find more value in software support systems than by outsourcing these tasks. These software systems are used almost entirely to automate a particular aspect of your business.

Expanding your business:

A lot of businesses find it difficult to develop and grow. When faced with the decision of adding more locations, they have issues with being able to keep the systems running smoothly and manage everything between the different stores or offices.
With a software system, you can achieve everything at once. A lot of these types of systems allow easy access to some online portal in which the administrator (or the business owner) can look into everything that is happening with their company. This way you can receive updates and statistics even on your progress and financial growth.

Most software’s will even allow accessibility to add-ons where you can select specific operating procedures that your industry calls for. These types of systems reduce the amount of work that the owner has to do.

Scheduling Software Replaces Calendars

Online appointment scheduling:

Scheduling for clients or employees can be one of the most time-consuming tasks, leaving you with very little time left for other aspects of your company. There are plenty of different software choices when it comes to online appointments and scheduling.

You will need to make sure that the scheduling system that you go with will be able to do all the things your business requires. Writing down a list of items that you are going to need before you start your search is highly recommended. This way, there will be no guess work, and you won’t have to worry about forgetting to ask a major question.

Software management systems are becoming increasingly popular for their efficiency and their cost-effective value. All in all, utilizing software advancements to help automate as much of your business as possible can help you grow exponentially in your industry.

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